CMS Price Transparency Data

Inguinal hernia repair

Facility: Saratoga Hospital

Billing Code: 49505 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$745

about 0.2× the $3,658 Medicare rate · typically $519–$2,785

modeled estimate · not a bill or quote

What this hospital charges insurers

$526

Below the fair price — a good deal

about $219 under the fair price · 0.1× Medicare

Medicare pays $3,658 Fair price $745 This hospital $526 Cash price $788 Hospital's list price $1,575

How we calculate the fair BaseRate →

How this hospital compares to other NY hospitals

A typical price — 4 charge more and 3 charge less, among the 9 NY hospitals compared.

Cheapest $491 Priciest $570

Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.

A fair price for a Inguinal hernia repair is about $745 (about 0.2× the $3,658 Medicare rate). Saratoga Hospital charges insurers about $526, or about $788 in cash — below the fair price — a good deal. Located in Saratoga Springs, NY.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$485 - $2,482	13%
Blue Cross Blue Shieldmajor	$403 - $6,598	11%
Aetnamajor	$498 - $556	14%
Cignamajor	$725 - $877	20%
CDPHP	$332 - $5,585	9%
Fidelis Care	$366 - $5,585	10%
MVP Health Care	$464 - $4,965	13%
+ 3 smaller / regional plans	$457 - $5,834

Government programs also on file: Medicare, Medicaid, Military & VA.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 788), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 49505.

Insurance Before you use insurance

Call your insurance company to confirm Saratoga Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 49505.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Saratoga Hospital

Compare: Inguinal hernia repair at other NY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.