CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Columbia Memorial Hospital

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $25
Cash Discount Price: $53
vs. Medicare Baseline: 1.83x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Columbia Memorial Hospital is $25. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $53. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 1.83x the Medicare baseline. Located in 71 Prospect Avenue, Hudson, NY.

Cash / Self-Pay

$53

Average discount available for prompt cash payment at this facility.

Insurance Median

$25

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $53 (389%)

Insurance Median: $25 (183%)

Cash: $53 (389% of Medicare)

Ins. Median: $25 (183% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$14 - $29	103%
Blue Cross Blue Shield	$14 - $47	103%
Cdphp	$14 - $57	103%
Fidelis	$14 - $57	103%
Mvp	$14 - $53	103%
Emblem	$15 - $25	110%
UnitedHealthcare	$16	117%
Empire Plan Nyship	$18	132%
Magnacare	$20	147%
Blue Shield	$23 - $47	169%
Medicaid / KanCare	$25	183%
Mvp Commercial	$31 - $127	227%
Hamaspik	$34	249%
Multiplan	$37 - $152	271%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $53.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Columbia Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.