CMS Price Transparency Data

Knee arthroscopy with meniscus repair

Facility: Jones Memorial Hospital

Billing Code: 29881 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 29881
Insurance Median: $583
Cash Discount Price: $3,302
vs. Medicare Baseline: 0.17x Medicare

The contracted insurance negotiated median rate for a Knee arthroscopy with meniscus repair at Jones Memorial Hospital is $583. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,302. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 0.17x the Medicare baseline. Located in 191 North Main Street, Wellsville, NY.

Cash / Self-Pay

$3,302

Average discount available for prompt cash payment at this facility.

Insurance Median

$583

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $3,302 (99%)

Insurance Median: $583 (17%)

Cash: $3,302 (99% of Medicare)

Ins. Median: $583 (17% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$256 - $549	8%
Blue Cross Blue Shield	$368 - $8,534	11%
Aetna	$445 - $4,637	13%
Excellus 2201	$445 - $661	13%
Medicare (plans)	$466 - $6,503	14%
UnitedHealthcare	$481 - $4,374	14%
Independent Health 5156	$583 - $6,503	17%
Cigna	$642 - $10,695	19%
Fidelis 5155	$706	21%
Capital District Physicians Health Plan (Cdphp) 5149	$1,332	40%
UPMC Health Plan 5138	$3,281	98%
Humana	$4,374	131%
Total Senior Care 1319	$4,374	131%
Empire Plan 5179	$7,743	232%
Mvp 2900	$10,324	309%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,302.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 29881.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jones Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 29881.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.