CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Jones Memorial Hospital

Billing Code: 99203 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99203
Insurance Median: $87
Cash Discount Price: Unavailable
vs. Medicare Baseline: 0.74x Medicare

The contracted insurance negotiated median rate for a New patient office visit (30-44 min) at Jones Memorial Hospital is $87. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $117.57, this hospital’s rate is 0.74x the Medicare baseline. Located in 191 North Main Street, Wellsville, NY.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$87

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$117.57

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $117.57 (100%)

Insurance Median: $87 (74%)

Ins. Median: $87 (74% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $117.57 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$46 - $113	39%
Aetna	$61 - $107	52%
Medicare (plans)	$62 - $148	53%
Blue Cross Blue Shield	$65 - $137	55%
Excellus 2201	$67 - $121	57%
UnitedHealthcare	$67 - $138	57%
Empire Plan 5179	$69	59%
Humana	$69	59%
Total Senior Care 1319	$69	59%
UPMC Health Plan 5138	$69	59%
Independent Health 5156	$72 - $148	61%
Cigna	$90 - $169	77%
Fidelis 5155	$106 - $145	90%
Mvp 2900	$163	139%
Capital District Physicians Health Plan (Cdphp) 5149	$203 - $274	173%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99203.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jones Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99203.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.