CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: Jones Memorial Hospital

Billing Code: 99214 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99214
Insurance Median: $95
Cash Discount Price: $138
vs. Medicare Baseline: 0.70x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at Jones Memorial Hospital is $95. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $138. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 0.70x the Medicare baseline. Located in 191 North Main Street, Wellsville, NY.

Cash / Self-Pay

$138

Average discount available for prompt cash payment at this facility.

Insurance Median

$95

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.6 (100%)

Cash / Self-Pay: $138 (102%)

Insurance Median: $95 (70%)

Cash: $138 (102% of Medicare)

Ins. Median: $95 (70% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$45 - $130	33%
Blue Cross Blue Shield	$65 - $161	48%
Medicare (plans)	$68 - $148	50%
UnitedHealthcare	$70 - $138	52%
Aetna	$72 - $124	53%
Excellus 2201	$80 - $138	59%
Total Senior Care 1319	$82	60%
UPMC Health Plan 5138	$82	60%
Empire Plan 5179	$82	60%
Humana	$82	60%
Independent Health 5156	$86 - $148	63%
Cigna	$94 - $201	69%
Fidelis 5155	$126 - $167	93%
Mvp 2900	$194	143%
Capital District Physicians Health Plan (Cdphp) 5149	$240 - $313	177%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $138.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99214.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jones Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99214.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.