CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Garnet Health Medical Center

Billing Code: 90834 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$261

about 1.4× the $181 Medicare rate · typically $193–$396

modeled estimate · not a bill or quote

What this hospital charges insurers

$421

Above the fair price

about $160 over the fair price · 2.3× Medicare

Medicare pays $181 Fair price $261 This hospital $421 Cash price $175 Hospital's list price $699

How we calculate the fair BaseRate →

How this hospital compares to other NY hospitals

Highest price of the 9 NY hospitals we have prices for — worth calling around.

Cheapest $68 Priciest $421

Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.

A fair price for a Psychotherapy session (45 minutes) is about $261 (about 1.4× the $181 Medicare rate). Garnet Health Medical Center charges insurers about $421, or about $175 in cash — above the fair price. Located in Middletown, NY.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $261. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

1 of 6 major insurers have a published price at this hospital

✓ Aetna UnitedHealthcareBlue Cross Blue ShieldCignaHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
Aetnamajor	$222 - $448	122%
Fidelis Care	$226	125%
Geisinger	$554	306%
MagnaCare	$247 - $395	136%
MVP Health Care	$447	246%
WellCare	$227	125%
+ 4 smaller / regional plans	$388 - $468

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 175), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90834.

Insurance Before you use insurance

Call your insurance company to confirm Garnet Health Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 90834.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Garnet Health Medical Center

Compare: Psychotherapy session (45 minutes) at other NY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.