CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Saratoga Hospital

Billing Code: 90834 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$114

about 0.6× the $181 Medicare rate · typically $97–$180

modeled estimate · not a bill or quote

What this hospital charges insurers

$97

Below the fair price — a good deal

about $17 under the fair price · 0.5× Medicare

Medicare pays $181 Fair price $114 This hospital $97 Cash price $144 Hospital's list price $288

How we calculate the fair BaseRate →

How this hospital compares to other NY hospitals

A typical price — 5 charge more and 3 charge less, among the 9 NY hospitals compared.

Cheapest $68 Priciest $102

Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.

A fair price for a Psychotherapy session (45 minutes) is about $114 (about 0.6× the $181 Medicare rate). Saratoga Hospital charges insurers about $97, or about $144 in cash — below the fair price — a good deal. Located in Saratoga Springs, NY.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$30 - $657	17%
Blue Cross Blue Shieldmajor	$35 - $357	19%
Aetnamajor	$83 - $108	46%
Cignamajor	$79 - $158	44%
CDPHP	$61 - $434	34%
Fidelis Care	$67 - $434	37%
MagnaCare	$32 - $694	18%
MVP Health Care	$24 - $548	13%
+ 5 smaller / regional plans	$30 - $453

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 144), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90834.

Insurance Before you use insurance

Call your insurance company to confirm Saratoga Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 90834.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Saratoga Hospital

Compare: Psychotherapy session (45 minutes) at other NY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.