CMS Price Transparency Data

Blood test, clotting time (PTT)

Facility: Saratoga Hospital

Billing Code: 85730 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85730
Insurance Median: $17
Cash Discount Price: $52
vs. Medicare Baseline: 2.83x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PTT) at Saratoga Hospital is $17. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $52. Compared to the federal Medicare reimbursement reference rate of $6.01, this hospital’s rate is 2.83x the Medicare baseline. Located in 211 Church Street, Saratoga Springs, NY.

Cash / Self-Pay

$52

Average discount available for prompt cash payment at this facility.

Insurance Median

$17

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$6.01

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $6.01 (100%)

Cash / Self-Pay: $52 (865%)

Insurance Median: $17 (283%)

Cash: $52 (865% of Medicare)

Ins. Median: $17 (283% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $6.01 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 283% of the Medicare baseline (a markup of 183%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$6 - $23	100%
Blue Cross Blue Shield	$6 - $88	100%
Cdphp	$6 - $70	100%
Emblem	$6 - $7	100%
Fidelis	$6 - $70	100%
Nascentia Health Options	$6	100%
UnitedHealthcare	$6 - $172	100%
Hamaspik	$8 - $73	133%
Blue Shield	$11 - $16	183%
Mvp Commercial	$12 - $143	200%
Empire Plan Nyship	$13 - $143	216%
Multiplan	$13 - $162	216%
Magnacare	$15 - $181	250%
Mvp Essential Plan	$31 - $62	516%
Mvp Govt Programs	$31	516%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $52.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85730.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Saratoga Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85730.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.