CMS Price Transparency Data

CT scan, head (with contrast)

Facility: Saratoga Hospital

Billing Code: 70460 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70460
Insurance Median: $436
Cash Discount Price: $1,410
vs. Medicare Baseline: 2.43x Medicare

The contracted insurance negotiated median rate for a CT scan, head (with contrast) at Saratoga Hospital is $436. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,410. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 2.43x the Medicare baseline. Located in 211 Church Street, Saratoga Springs, NY.

Cash / Self-Pay

$1,410

Average discount available for prompt cash payment at this facility.

Insurance Median

$436

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)

Cash / Self-Pay: $1,410 (787%)

Insurance Median: $436 (243%)

Cash: $1,410 (787% of Medicare)

Ins. Median: $436 (243% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 243% of the Medicare baseline (a markup of 143%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$56 - $1,382	31%
Mvp Commercial	$65 - $1,974	36%
Cdphp	$148 - $980	83%
Blue Shield	$183 - $513	102%
UnitedHealthcare	$196 - $2,538	109%
Blue Cross Blue Shield	$205 - $1,692	114%
Emblem	$211 - $217	118%
Fidelis	$211 - $980	118%
Nascentia Health Options	$211	118%
Hamaspik	$286 - $1,023	160%
Mvp Essential Plan	$436 - $871	243%
Mvp Govt Programs	$436	243%
Empire Plan Nyship	$1,974	1102%
Multiplan	$2,115 - $2,397	1180%
Magnacare	$2,538 - $2,679	1416%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,410.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70460.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Saratoga Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70460.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.