CMS Price Transparency Data

Blood test, calcium

Facility: The University of Vermont Health Network - Champl

Billing Code: 82310 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82310
Insurance Median: $5
Cash Discount Price: $78
vs. Medicare Baseline: 0.97x Medicare

The contracted insurance negotiated median rate for a Blood test, calcium at The University of Vermont Health Network - Champl is $5. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $78. Compared to the federal Medicare reimbursement reference rate of $5.16, this hospital’s rate is 0.97x the Medicare baseline. Located in 75 Beekman Street, Plattsburgh, NY.

Cash / Self-Pay

$78

Average discount available for prompt cash payment at this facility.

Insurance Median

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5.16

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.16 (100%)

Cash / Self-Pay: $78 (1512%)

Insurance Median: $5 (97%)

Cash: $78 (1512% of Medicare)

Ins. Median: $5 (97% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.16 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$5 - $53	97%
Blue Cross Blue Shield	$5 - $8	97%
Capital District Physicians' Health Plan	$5	97%
Fidelis Care	$5	97%
Humana	$5	97%
Mvp	$5 - $62	97%
St. Regis	$5	97%
UnitedHealthcare	$5 - $60	97%
Veterans Affairs Community Care Network	$5	97%
Highmark Blueshield	$6	116%
Martins Point	$6	116%
Wellpath	$8	155%
Emblem Health	$62	1202%
Harvard Pilgrim	$62	1202%
Magnacare	$62	1202%
Coventry	$70	1357%
Multiplan	$74	1434%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $78.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82310.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The University of Vermont Health Network - Champl is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82310.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.