CMS Price Transparency Data

Knee arthroscopy with meniscus repair

Facility: The University of Vermont Health Network - Champl

Billing Code: 29881 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 29881
Insurance Median: $1,020
Cash Discount Price: $1,299
vs. Medicare Baseline: 0.31x Medicare

The contracted insurance negotiated median rate for a Knee arthroscopy with meniscus repair at The University of Vermont Health Network - Champl is $1,020. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,299. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 0.31x the Medicare baseline. Located in 75 Beekman Street, Plattsburgh, NY.

Cash / Self-Pay

$1,299

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,020

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $1,299 (39%)

Insurance Median: $1,020 (31%)

Cash: $1,299 (39% of Medicare)

Ins. Median: $1,020 (31% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$359 - $3,964	11%
Mvp	$436 - $3,964	13%
Aetna	$513 - $3,964	15%
Blue Cross Blue Shield	$513 - $18,826	15%
Capital District Physicians' Health Plan	$513 - $3,964	15%
Fidelis Care	$513 - $3,964	15%
Humana	$513 - $3,766	15%
Martins Point	$513 - $4,246	15%
Veterans Affairs Community Care Network	$513 - $3,964	15%
Highmark Blueshield	$596 - $4,234	18%
Wellpath	$718 - $5,946	21%
Harvard Pilgrim	$1,039	31%
Magnacare	$1,039	31%
St. Regis	$1,039 - $3,964	31%
Coventry	$1,169	35%
Multiplan	$1,234	37%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,299.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 29881.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The University of Vermont Health Network - Champl is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 29881.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.