CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: The University of Vermont Health Network - Champl

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $14
Cash Discount Price: $266
vs. Medicare Baseline: 1.03x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at The University of Vermont Health Network - Champl is $14. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $266. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 1.03x the Medicare baseline. Located in 75 Beekman Street, Plattsburgh, NY.

Cash / Self-Pay

$266

Average discount available for prompt cash payment at this facility.

Insurance Median

$14

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $266 (1952%)

Insurance Median: $14 (103%)

Cash: $266 (1952% of Medicare)

Ins. Median: $14 (103% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$13 - $22	95%
Humana	$13	95%
Aetna	$14 - $179	103%
Capital District Physicians' Health Plan	$14	103%
Fidelis Care	$14	103%
Mvp	$14 - $212	103%
St. Regis	$14	103%
UnitedHealthcare	$14 - $203	103%
Veterans Affairs Community Care Network	$14	103%
Martins Point	$15	110%
Highmark Blueshield	$17	125%
Wellpath	$20	147%
Emblem Health	$213	1563%
Harvard Pilgrim	$213	1563%
Magnacare	$213	1563%
Coventry	$239	1753%
Multiplan	$253	1856%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $266.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The University of Vermont Health Network - Champl is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.