CMS Price Transparency Data

CT scan, sinuses

Facility: The University of Vermont Health Network - Champl

Billing Code: 70486 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70486
Insurance Median: $91
Cash Discount Price: $1,719
vs. Medicare Baseline: 0.85x Medicare

The contracted insurance negotiated median rate for a CT scan, sinuses at The University of Vermont Health Network - Champl is $91. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,719. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 0.85x the Medicare baseline. Located in 75 Beekman Street, Plattsburgh, NY.

Cash / Self-Pay

$1,719

Average discount available for prompt cash payment at this facility.

Insurance Median

$91

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $1,719 (1609%)

Insurance Median: $91 (85%)

Cash: $1,719 (1609% of Medicare)

Ins. Median: $91 (85% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$27 - $2,535	25%
Mvp	$33 - $2,645	31%
Blue Cross Blue Shield	$34 - $2,127	32%
Aetna	$38 - $2,369	36%
Capital District Physicians' Health Plan	$38 - $2,620	36%
Fidelis Care	$38 - $130	36%
Humana	$38 - $123	36%
Martins Point	$38 - $139	36%
Veterans Affairs Community Care Network	$38 - $130	36%
Highmark Blueshield	$48 - $2,625	45%
Wellpath	$54 - $195	51%
Harvard Pilgrim	$91 - $2,658	85%
Magnacare	$91 - $2,658	85%
St. Regis	$91 - $130	85%
Coventry	$103 - $2,991	96%
Multiplan	$108 - $3,157	101%
Emblem Health	$2,658	2489%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,719.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70486.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The University of Vermont Health Network - Champl is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70486.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.