CMS Price Transparency Data

Group therapy session

Facility: The University of Vermont Health Network - Champl

Billing Code: 90853 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90853
Insurance Median: $29
Cash Discount Price: $59
vs. Medicare Baseline: 0.28x Medicare

The contracted insurance negotiated median rate for a Group therapy session at The University of Vermont Health Network - Champl is $29. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $59. Compared to the federal Medicare reimbursement reference rate of $103.79, this hospital’s rate is 0.28x the Medicare baseline. Located in 75 Beekman Street, Plattsburgh, NY.

Cash / Self-Pay

$59

Average discount available for prompt cash payment at this facility.

Insurance Median

$29

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$103.79

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $103.79 (100%)

Cash / Self-Pay: $59 (57%)

Insurance Median: $29 (28%)

Cash: $59 (57% of Medicare)

Ins. Median: $29 (28% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $103.79 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$19 - $61	18%
Mvp	$23 - $60	22%
Aetna	$24	23%
Blue Cross Blue Shield	$24 - $38	23%
Fidelis Care	$24 - $25	23%
Humana	$24	23%
Veterans Affairs Community Care Network	$24	23%
Beacon Health	$25 - $40	24%
Capital District Physicians' Health Plan	$28 - $45	27%
Martins Point	$28	27%
Highmark Blueshield	$30	29%
Wellpath	$34	33%
Harvard Pilgrim	$47	45%
Magnacare	$47	45%
St. Regis	$47	45%
Coventry	$53	51%
Multiplan	$56	54%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $59.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90853.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The University of Vermont Health Network - Champl is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90853.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.