CMS Price Transparency Data

X-ray, hand

Facility: The University of Vermont Health Network - Champl

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $36
Cash Discount Price: $277
vs. Medicare Baseline: 0.40x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at The University of Vermont Health Network - Champl is $36. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $277. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 0.40x the Medicare baseline. Located in 75 Beekman Street, Plattsburgh, NY.

Cash / Self-Pay

$277

Average discount available for prompt cash payment at this facility.

Insurance Median

$36

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $277 (312%)

Insurance Median: $36 (40%)

Cash: $277 (312% of Medicare)

Ins. Median: $36 (40% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$5 - $511	6%
UnitedHealthcare	$6 - $364	7%
Mvp	$7 - $380	8%
Aetna	$8 - $340	9%
Capital District Physicians' Health Plan	$8 - $376	9%
Fidelis Care	$8 - $108	9%
Humana	$8 - $102	9%
Martins Point	$8 - $115	9%
Veterans Affairs Community Care Network	$8 - $108	9%
Highmark Blueshield	$10 - $377	11%
Wellpath	$11 - $161	12%
Harvard Pilgrim	$62 - $382	70%
Magnacare	$62 - $382	70%
St. Regis	$62 - $108	70%
Coventry	$69 - $429	78%
Multiplan	$73 - $453	82%
Emblem Health	$382	430%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $277.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The University of Vermont Health Network - Champl is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.