CMS Price Transparency Data

X-ray, lower back

Facility: The University of Vermont Health Network - Champl

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $48
Cash Discount Price: $520
vs. Medicare Baseline: 0.45x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at The University of Vermont Health Network - Champl is $48. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $520. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 0.45x the Medicare baseline. Located in 75 Beekman Street, Plattsburgh, NY.

Cash / Self-Pay

$520

Average discount available for prompt cash payment at this facility.

Insurance Median

$48

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $520 (487%)

Insurance Median: $48 (45%)

Cash: $520 (487% of Medicare)

Ins. Median: $48 (45% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$8 - $643	7%
UnitedHealthcare	$8 - $766	7%
Mvp	$10 - $799	9%
Aetna	$12 - $716	11%
Capital District Physicians' Health Plan	$12 - $791	11%
Fidelis Care	$12 - $130	11%
Humana	$12 - $123	11%
Martins Point	$12 - $139	11%
Veterans Affairs Community Care Network	$12 - $130	11%
Highmark Blueshield	$15 - $793	14%
Wellpath	$17 - $195	16%
Harvard Pilgrim	$28 - $803	26%
Magnacare	$28 - $803	26%
St. Regis	$28 - $130	26%
Coventry	$32 - $904	30%
Multiplan	$33 - $954	31%
Emblem Health	$803	752%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $520.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm The University of Vermont Health Network - Champl is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.