CMS Price Transparency Data

Psychological testing evaluation

Facility: Montefiore St Luke's Cornwall

Billing Code: 96136 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 96136
Insurance Median: $166
Cash Discount Price: $166
vs. Medicare Baseline: 1.22x Medicare

The contracted insurance negotiated median rate for a Psychological testing evaluation at Montefiore St Luke's Cornwall is $166. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $166. Compared to the federal Medicare reimbursement reference rate of $135.93, this hospital’s rate is 1.22x the Medicare baseline. Located in 70 Dubois Street, Newburgh, NY.

Cash / Self-Pay

$166

Average discount available for prompt cash payment at this facility.

Insurance Median

$166

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.93 (100%)

Cash / Self-Pay: $166 (122%)

Insurance Median: $166 (122%)

Cash: $166 (122% of Medicare)

Ins. Median: $166 (122% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Affinity	$14 - $174	10%
Emblem	$14 - $1,050	10%
Healthfirst	$14 - $342	10%
Medicaid / KanCare	$14	10%
Fidelis	$133 - $193	98%
Mediblue	$161	118%
Aetna	$164	121%
Blue Cross Blue Shield	$166 - $224	122%
Cdphp	$166	122%
Hudson Valley	$166	122%
Oscar	$166	122%
Point Comfort	$166	122%
UnitedHealthcare	$166	122%
Villagecaremax	$166	122%
Vnsny Choice	$166	122%
Centerlight	$171	126%
Wellcare	$171	126%
Hamaspik	$179	132%
Humana	$183	135%
Northwell	$447	329%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $166.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 96136.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Montefiore St Luke's Cornwall is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 96136.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.