Family therapy session
Facility: Gouverneur Hospital
Billing Code: 90847 (CPT)
This hospital's typical commercial price is $92 compared to the $134 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
One of the lower prices — 7 of 8 other NY hospitals charge more for the same procedure.
Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Family therapy session is about $134 (about 0.7× the $181 Medicare rate). Gouverneur Hospital charges insurers about $92, or about $279 in cash — below the fair price — a good deal. Located in Gouverneur, NY.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
2 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $58 | 32% |
| Cignamajor | $92 | 51% |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Gouverneur Hospital
Compare: Family therapy session at other NY hospitals
- United Memorial Medical Center · Batavia $78
- Westfield Memorial Hospital Inc · Westfield $94
- Geneva General Hospital · Geneva $103
- The University of Vermont Health Network - Champl · Plattsburgh $104
- St James Hospital · Hornell $106
- Saratoga Hospital · Saratoga Springs $106
- Glens Falls Hospital · Glens Falls $107
- Jones Memorial Hospital · Wellsville $109
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Gouverneur Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $156
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $156).
Self-Pay Cash Rate ($279) Beats Your Bill
Gouverneur Hospital's published 45 CFR § 180 self-pay cash rate is $279 (vs. $92 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $134 Fair BaseRate ($181 Medicare)
Your bill ($430) is $296 above the denoised Fair BaseRate ($134) and 2.4× the $181 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.