CMS Price Transparency Data

Family therapy session

Facility: The University of Vermont Health Network - Champl

Billing Code: 90847 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$105

about 0.6× the $181 Medicare rate · typically $80–$126

modeled estimate · not a bill or quote

What this hospital charges insurers

$104

About the fair price

about $1 under the fair price · 0.6× Medicare

Medicare pays $181 Fair price $105 This hospital $104 Cash price $281 Hospital's list price $281

How we calculate the fair BaseRate →

How this hospital compares to other NY hospitals

A typical price — 5 charge more and 3 charge less, among the 9 NY hospitals compared.

Cheapest $78 Priciest $110

Black dot = this hospital, among the 9 NY hospitals with a price for this procedure. Full list below.

A fair price for a Family therapy session is about $105 (about 0.6× the $181 Medicare rate). The University of Vermont Health Network - Champl charges insurers about $104, or about $281 in cash — about the fair price. Located in Plattsburgh, NY.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$71 - $228	39%
Blue Cross Blue Shieldmajor	$101 - $162	56%
Aetnamajor	$101 - $253	56%
Humanamajor	$101	56%
Fidelis Care	$101 - $106	56%
Harvard Pilgrim	$225	124%
MagnaCare	$225	124%
MVP Health Care	$92 - $229	51%
+ 4 smaller / regional plans	$74 - $225

Government programs also on file: Military & VA.

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 281), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 90847.

Insurance Before you use insurance

Call your insurance company to confirm The University of Vermont Health Network - Champl is in-network.
Ask your insurer whether prior approval is required for CPT code 90847.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at The University of Vermont Health Network - Champl

Compare: Family therapy session at other NY hospitals

Insurance negotiated median for the same procedure, sorted lowest first.