CMS Price Transparency Data
Hospital file updated: 2026-03-31
Vaginal delivery (full package)
Facility: Mount Carmel St Ann's
Billing Code: 59400 (CPT)
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Good Deal · Below Fair Market
$2,951Fair BaseRate (0.44× Market)
Position vs. 1.00× Fair Price56% Below Fair Price
1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.
This hospital's typical commercial price is $1,304 compared to the $2,951 fair price benchmark.
Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).86/100 · Verified
86/100Hover Any Check Below to See How Prices Were Audited
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic88Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment86Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing83Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount84Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.Regional Quality Benchmark
CMS Star Rating3/5 StarsOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score60/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER WaitNo ER DataMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.
3-Star CMS clinical quality rating paired with 0.44× fair market pricing.
The BaseRate · fair price medium confidence
A fair price for this
$2,951
about 1.3× the $2,214 Medicare rate · typically $2,104–$9,825
modeled estimate · not a bill or quote
What this hospital charges insurers
$1,304
Below the fair price — a good deal
about $1,647 under the fair price · 0.6× Medicare
Medicare pays $2,214 Fair price $2,951 This hospital $1,304 Hospital's list price $5,436
How this hospital compares to other OH hospitals
Lowest price of the 9 OH hospitals we have prices for — a strong deal.
Cheapest $1,304 Priciest $2,163
Black dot = this hospital, among the 9 OH hospitals with a price for this procedure. Full list below.
A fair price for a Vaginal delivery (full package) is about $2,951 (about 1.3× the $2,214 Medicare rate). Mount Carmel St Ann's charges insurers about $1,304 — below the fair price — a good deal. Located in Westerville, OH.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
6 of 6 major insurers have a published price at this hospital
UnitedHealthcareBlue Cross Blue ShieldAetnaCignaHumanaKaiser Permanente
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $5,436 - $5,597 | 245% |
| Blue Cross Blue Shieldmajor | $5,436 - $5,597 | 245% |
| Aetnamajor | $1,060 - $5,597 | 48% |
| Cignamajor | $5,436 - $5,597 | 245% |
| Humanamajor | $1,304 - $5,597 | 59% |
| Kaiser Permanentemajor | $5,436 - $5,597 | 245% |
| Ambetter (Centene) | $5,436 - $5,597 | 245% |
| AmeriHealth | $5,436 - $5,597 | 245% |
| AvMed | $5,436 - $5,597 | 245% |
| Bright Health | $5,436 - $5,597 | 245% |
| CareSource | $5,436 - $5,597 | 245% |
| Clover Health | $5,436 - $5,597 | 245% |
| Dean Health Plan | $5,436 - $5,597 | 245% |
| Fidelis Care | $5,436 - $5,597 | 245% |
| Friday Health | $5,436 - $5,597 | 245% |
| GEHA | $5,436 - $5,597 | 245% |
| Geisinger | $5,436 - $5,597 | 245% |
| Harvard Pilgrim | $5,436 - $5,597 | 245% |
| Health Net | $5,436 - $5,597 | 245% |
| HealthLink | $5,436 - $5,597 | 245% |
| HealthPartners | $5,436 - $5,597 | 245% |
| Independent Health | $5,436 - $5,597 | 245% |
| MagnaCare | $5,436 - $5,597 | 245% |
| Medica | $5,436 - $5,597 | 245% |
| Meridian | $5,436 - $5,597 | 245% |
| Moda Health | $5,436 - $5,597 | 245% |
| Molina | $5,436 - $5,597 | 245% |
| MVP Health Care | $5,436 - $5,597 | 245% |
| Oscar Health | $5,436 - $5,597 | 245% |
| PacificSource | $5,436 - $5,597 | 245% |
| Paramount | $5,436 - $5,597 | 245% |
| Presbyterian | $5,436 - $5,597 | 245% |
| Priority Health | $5,436 - $5,597 | 245% |
| Providence Health Plan | $5,436 - $5,597 | 245% |
| Sanford Health Plan | $5,436 - $5,597 | 245% |
| Security Health Plan | $5,436 - $5,597 | 245% |
| SelectHealth | $5,436 - $5,597 | 245% |
| Sentara | $5,436 - $5,597 | 245% |
| Tufts Health Plan | $5,436 - $5,597 | 245% |
| UCare | $5,436 - $5,597 | 245% |
| UniCare | $5,436 - $5,597 | 245% |
| UPMC Health Plan | $5,436 - $5,597 | 245% |
| WellCare | $5,436 - $5,597 | 245% |
| WellMed | $5,436 - $5,597 | 245% |
| WellSense | $5,436 - $5,597 | 245% |
| + 1044 smaller / regional plans | $1,304 - $5,597 |
Government programs also on file: Medicare, Medicaid, Military & VA.
Excludes 42 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.
Self-Pay How to get the cash price
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Other Procedures at Mount Carmel St Ann's
Compare: Vaginal delivery (full package) at other OH hospitals
- Mount Carmel East & West · Columbus $1,304
- Marymount Hospital · Garfield Heights $1,957
- Cleveland Clinic Avon Hospital · Avon $1,957
- Lutheran Hospital · Cleveland $1,982
- Medina Hospital · Medina $2,030
- Fairview Hospital · Cleveland $2,082
- Parma Community General Hospital · Parma $2,163
- Uh Regional Hospitals · Chardon $2,163
Insurance negotiated median for the same procedure, sorted lowest first.
Inline Bill X-Ray & 501(r) Calculator
501(c)(3) Nonprofit · Free Care ≤200% FPL · AGB Cap 36.3%
Audit a Bill or Quote at Mount Carmel St Ann's (Zero PHI Required)
CMS CCN: 360012
CPT 59400
Fair BaseRate™ $2,951
Medicare Rate $2,214
Self-Pay Cash Request Quote
Insurer Median $1,304
Pre-filled with Mount Carmel St Ann's’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check
501(r) AGB Cap: $1,973 (274% FPL)
Statutory 501(r) AGB Cap Limits Bill to $1,973
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $1,973).
Step 2 · Cash vs. Insurance Arbitrage
Request Prompt-Pay Quote
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Mount Carmel St Ann's's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Step 3 · Fair BaseRate Target
+$2,485 Above Fair BaseRate
Negotiate Toward $2,951 Fair BaseRate ($2,214 Medicare)
Your bill ($5,436) is $2,485 above the denoised Fair BaseRate ($2,951) and 2.5× the $2,214 Medicare rate.
1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
CMS Care Compare Public Quality Record
Clinical Quality, Patient Experience & Infection Benchmarks
CMS Overall3/5 Stars (3/5)
Source: CMS Hospital Care Compare. Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
45 CFR § 180 Primary-Source Lineage & Federal Verification
Verified
CMS CCN 360012
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
MRF Portal Indexed (311439334-1417037045_mount-carmel-st-anns_standardcharges.zip!311439334-1417037045_mount-carmel-st-anns_standardcharges.csv)
Verify on CMS Medicare.gov (CCN 360012) ↗
CMS HCRIS Cost Reports ↗
Published MRF File311439334-1417037045_mount-carmel-st-anns_standardcharges.zip!311439334-1417037045_mount-carmel-st-anns_standardcharges.csv
Publication / Vintage2026-03-31 · 215.78 MB
Validated Rate Rows23,858,169 (CMS v3.0.0)
File Integrity Digest6a1144856ae3b90fdcd8…
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.