CMS Price Transparency Data

Psychotherapy session (45 minutes)

Facility: Summa Health System

Billing Code: 90834 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90834
Insurance Median: $285
Cash Discount Price: $306
vs. Medicare Baseline: 1.57x Medicare

The contracted insurance negotiated median rate for a Psychotherapy session (45 minutes) at Summa Health System is $285. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $306. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 1.57x the Medicare baseline. Located in 525 East Market Street, Akron, OH.

Cash / Self-Pay

$306

Average discount available for prompt cash payment at this facility.

Insurance Median

$285

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $306 (169%)

Insurance Median: $285 (157%)

Cash: $306 (169% of Medicare)

Ins. Median: $285 (157% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medical Mutual	$154 - $746	85%
Aetna	$168 - $252	93%
Cigna	$173 - $581	95%
Caresource	$176	97%
Buckeye Health Plan	$210 - $311	116%
Blue Cross Blue Shield	$264 - $592	146%
UnitedHealthcare	$285 - $634	157%
Summacare	$393	217%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $306.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90834.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Summa Health System is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90834.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.