CMS Price Transparency Data

Office visit, established patient (30-39 min)

Facility: Mercy Medical Center

Billing Code: 99214 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99214
Insurance Median: $648
Cash Discount Price: $463
vs. Medicare Baseline: 4.78x Medicare

The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at Mercy Medical Center is $648. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $463. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 4.78x the Medicare baseline. Located in 2700 Nw Stewart Parkway, Roseburg, OR.

Cash / Self-Pay

$463

Average discount available for prompt cash payment at this facility.

Insurance Median

$648

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.6 (100%)

Cash / Self-Pay: $463 (341%)

Insurance Median: $648 (478%)

Cash: $463 (341% of Medicare)

Ins. Median: $648 (478% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 478% of the Medicare baseline (a markup of 378%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Moda Health	$350 - $946	258%
Cigna	$404 - $934	298%
Pacificsource	$404 - $898	298%
Premera	$420 - $994	310%
Aetna	$431 - $1,077	318%
Providence	$458 - $1,149	338%
United	$458 - $1,017	338%
First Choice	$485 - $1,077	358%
Healthnet	$512 - $1,137	378%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $463.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99214.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Mercy Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99214.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.