CMS Price Transparency Data
Office visit, established patient (30-39 min)
Facility: St Charles Medical Center - Bend
Billing Code: 99214 (CPT)
Factual Cost Summary (Answer Capsule)
- CPT Billing Code: 99214
- Insurance Median: $302
- Cash Discount Price: $493
- vs. Medicare Baseline: 2.23x Medicare
The contracted insurance negotiated median rate for a Office visit, established patient (30-39 min) at St Charles Medical Center - Bend is $302. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $493. Compared to the federal Medicare reimbursement reference rate of $135.6, this hospital’s rate is 2.23x the Medicare baseline. Located in 2500 Ne Neff Road, Bend, OR.
Cash / Self-Pay
$493
Average discount available for prompt cash payment at this facility.
Insurance Median
$302
Median negotiated contract rate across all mapped commercial carriers.
Medicare Reference Rate
$135.6
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Medicare Reference Baseline: $135.6 (100%)
Cash / Self-Pay: $493 (364%)
Insurance Median: $302 (223%)
Cash: $493 (364% of Medicare)
Ins. Median: $302 (223% of Medicare)
Understanding this gauge: We use the federal Medicare rate of $135.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 223% of the Medicare baseline (a markup of 123%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Input your details and click calculate to compare out-of-pocket costs.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Advanced Health [534] | $65 - $124 | 48% |
| Allcare Health Plan [538] | $65 - $124 | 48% |
| Cascade Health Alliance [532] | $65 - $124 | 48% |
| Columbia Pacific Coordinated Care Llc [539] | $65 - $124 | 48% |
| Health Share Care Oregon [526] | $65 - $124 | 48% |
| Health Share Kaiser [543] | $65 - $124 | 48% |
| Health Share Ohsu Ohp [552] | $65 - $124 | 48% |
| Health Share Providence [548] | $65 - $124 | 48% |
| Health Share Tuality [549] | $65 - $124 | 48% |
| Health Share [537] | $65 - $124 | 48% |
| Intercommunity Health [530] | $65 - $124 | 48% |
| Jackson Care Connect [542] | $65 - $124 | 48% |
| Medicaid / KanCare | $65 - $156 | 48% |
| Primary Health Of Jospehine County Llc [547] | $65 - $124 | 48% |
| Umpqua Health [533] | $65 - $124 | 48% |
| Willamette Valley Community Health [536] | $65 - $124 | 48% |
| Yamhill County Coordinated Care Org [550] | $65 - $124 | 48% |
| Champ Va [700] | $83 | 61% |
| Humana | $83 - $158 | 61% |
| Law Enforcement [701] | $83 - $832 | 61% |
| Medicare (plans) | $83 - $184 | 61% |
| Veterans [706] | $83 | 61% |
| Generic Workers Comp [699] | $116 - $580 | 86% |
| Otj Broadspire Services [670] | $116 - $580 | 86% |
| Otj Ccmsi [618] | $116 - $580 | 86% |
| Otj Chartis Claims [650] | $116 - $580 | 86% |
| Otj City County Ins Services [662] | $116 - $580 | 86% |
| Otj Corvel [676] | $116 - $580 | 86% |
| Otj Esis West Wc Claims [653] | $116 - $580 | 86% |
| Otj Gallagher Bassett [654] | $116 - $580 | 86% |
| Otj Hartford [655] | $116 - $580 | 86% |
| Otj Intermountain Claims Inc [666] | $116 - $580 | 86% |
| Otj Liberty Mutual Wausau Underwriters [671] | $116 - $580 | 86% |
| Otj Penser No American [663] | $116 - $580 | 86% |
| Otj Pinnacle Risk Mgmt [661] | $116 - $580 | 86% |
| Otj Saif [659] | $116 - $580 | 86% |
| Otj Saif [667] | $116 - $580 | 86% |
| Otj Sedgwick Cms [660] | $116 - $580 | 86% |
| Otj Sedgwick [668] | $116 - $580 | 86% |
| Otj Travelers Insurance [672] | $116 - $580 | 86% |
| Otj Tristar [673] | $116 - $580 | 86% |
| Pacificsource Community Solutions [525] | $132 - $146 | 97% |
| Pacificsource [345] | $134 - $917 | 99% |
| Tricare | $148 | 109% |
| Kaiser Permanente [334] | $154 - $1,452 | 114% |
| Aetna | $158 - $1,459 | 117% |
| Ageright Advantage [142] | $158 | 117% |
| Cigna | $158 | 117% |
| Devoted Health Inc [145] | $158 | 117% |
| Health Market Care Assured [134] | $158 | 117% |
| Health Net Med Adv [135] | $158 | 117% |
| Home Health And Hospice [361] | $158 | 117% |
| Indian Health [704] | $158 | 117% |
| Kaiser Permanente Med Adv [136] | $158 | 117% |
| Samaritan Health Plan Med Adv [141] | $158 | 117% |
| Unicare [133] | $158 | 117% |
| UnitedHealthcare | $158 - $1,549 | 117% |
| Wellcare [132] | $158 | 117% |
| Blue Cross Blue Shield | $174 | 128% |
| Providence Health Plan [347] | $235 - $1,467 | 173% |
| Rocky Mountain Administrators [405] | $268 - $1,341 | 198% |
| Rx Internal [4100003] | $274 - $1,370 | 202% |
| First Choice Health [317] | $290 - $1,452 | 214% |
| Samaritan [376] | $290 - $1,452 | 214% |
| Meritain Health [300] | $291 - $1,459 | 215% |
| Auto Allstate Insurance [602] | $302 - $1,509 | 223% |
| Auto American Family Insurance [603] | $302 - $1,509 | 223% |
| Auto Country Insurance Claims [604] | $302 - $1,509 | 223% |
| Auto Dairyland Insurance [617] | $302 - $1,509 | 223% |
| Auto Farmers [605] | $302 - $1,509 | 223% |
| Auto Geico Claims Oregon [606] | $302 - $1,509 | 223% |
| Auto Hartford [612] | $302 - $1,509 | 223% |
| Auto Liberty Mutual Auto Ins [613] | $302 - $1,509 | 223% |
| Auto Mutual Of Enumclaw [610] | $302 - $1,509 | 223% |
| Auto Nationwide Allied Insuranc [601] | $302 - $1,509 | 223% |
| Auto Oregon Mutual [614] | $302 - $1,509 | 223% |
| Auto Progressive [608] | $302 - $1,509 | 223% |
| Auto Safeco Concentra [600] | $302 - $1,509 | 223% |
| Auto State Farm Claims [609] | $302 - $1,509 | 223% |
| Auto Sublimity Insurance [616] | $302 - $1,509 | 223% |
| Auto Travelers Insurance [615] | $302 - $1,509 | 223% |
| Auto Usaa [611] | $302 - $1,509 | 223% |
| Generic Auto [649] | $302 - $1,509 | 223% |
| Health Net [340] | $315 - $1,576 | 232% |
| Moda [310] | $317 - $1,676 | 234% |
| Administrative Concepts Inc [402] | $328 - $1,643 | 242% |
| First Health [339] | $328 - $1,643 | 242% |
| Manhattan Life Insurance Company [379] | $328 - $1,643 | 242% |
| Philadelphia American Life Insurance Company [395] | $328 - $1,643 | 242% |
| Planned Administrators Inc [375] | $328 - $1,643 | 242% |