CMS Price Transparency Data

Breast lump removal

Facility: Surgical Institute of Reading

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 19120
Insurance Median: $3,092
Cash Discount Price: $5,649
vs. Medicare Baseline: 0.77x Medicare

The contracted insurance negotiated median rate for a Breast lump removal at Surgical Institute of Reading is $3,092. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $5,649. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 0.77x the Medicare baseline. Located in 2752 Century Boulevard, Wyomissing, PA.

Cash / Self-Pay

$5,649

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,092

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)

Cash / Self-Pay: $5,649 (141%)

Insurance Median: $3,092 (77%)

Cash: $5,649 (141% of Medicare)

Ins. Median: $3,092 (77% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Unison	$173 - $3,632	4%
Highmark	$463	12%
Bhp	$1,339 - $3,632	33%
Devon	$2,171	54%
Aetna	$2,460 - $3,632	61%
First Health	$2,460	61%
Tricare	$2,533	63%
Blue Cross Blue Shield	$3,181	80%
Geisinger Health Plan	$3,632 - $5,448	91%
United	$5,456	136%
Cigna	$169,322	4233%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $5,649.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 19120.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Surgical Institute of Reading is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 19120.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.