Bunion correction surgery
Facility: Surgical Institute of Reading
Billing Code: 28296 (CPT)
This hospital's typical commercial price is $4,085 compared to the $4,124 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Highest price of the 9 PA hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 PA hospitals with a price for this procedure. Full list below.
A fair price for a Bunion correction surgery is about $4,124 (about 1.2× the $3,343 Medicare rate). Surgical Institute of Reading charges insurers about $4,085, or about $4,720 in cash — about the fair price. Located in Wyomissing, PA.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
4 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $7,929 | 237% |
| Blue Cross Blue Shieldmajor | $682 - $4,010 | 20% |
| Aetnamajor | $3,084 - $5,078 | 92% |
| Cignamajor | $286,322 | 8565% |
| Geisinger | $3,084 - $4,626 | 92% |
| + 2 smaller / regional plans | $3,084 - $3,671 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Surgical Institute of Reading
Compare: Bunion correction surgery at other PA hospitals
- Fulton County Medical Center · McConnellsburg $550
- Saint Vincent Hospital · Erie $571
- Allegheny Valley Hospital · Natrona $571
- Allegheny General Hospital · Pittsburgh $571
- Canonsburg General Hospital · Canonsburg $571
- Jefferson Hospital · Jefferson Hills $571
- Grove City Medical Center · Grove City $571
- Forbes Hospital · Monroeville $571
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Surgical Institute of Reading (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $2,221
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $2,221).
Self-Pay Cash Rate ($4,720) Beats Your Bill
Surgical Institute of Reading's published 45 CFR § 180 self-pay cash rate is $4,720 (vs. $4,085 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $4,124 Fair BaseRate ($3,343 Medicare)
Your bill ($6,118) is $1,994 above the denoised Fair BaseRate ($4,124) and 1.8× the $3,343 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.