CMS Price Transparency Data

Blood antibody screen

Facility: Penn State Health Lancaster Medical Center

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $10
Cash Discount Price: $101
vs. Medicare Baseline: 0.19x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at Penn State Health Lancaster Medical Center is $10. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $101. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 0.19x the Medicare baseline. Located in 2160 State Road, Lancaster, PA.

Cash / Self-Pay

$101

Average discount available for prompt cash payment at this facility.

Insurance Median

$10

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $101 (190%)

Insurance Median: $10 (19%)

Cash: $101 (190% of Medicare)

Ins. Median: $10 (19% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
[Amerihealth Caritas]	$8 - $10	15%
[Highmark Wholecare]	$8 - $10	15%
[Geisinger]	$9 - $231	17%
[Health Partners Plans]	$9 - $10	17%
[Pa Health & Wellness]	$9 - $10	17%
Aetna	$10 - $137	19%
Humana	$10	19%
UnitedHealthcare	$10 - $131	19%
[Cbc]	$10 - $175	19%
[Healthspring]	$10	19%
[Highmark]	$10 - $43	19%
[Upmc]	$10 - $256	19%
[Point Comfort Underwriters]	$12	23%
[Highmark Choice Blue]	$34	64%
[Highmark Aca]	$36	68%
Cigna	$144	270%
[First Health]	$278	522%
[Multiplan]	$278	522%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $101.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Penn State Health Lancaster Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.