CMS Price Transparency Data

Psychological testing by technician

Facility: Penn State Health Lancaster Medical Center

Billing Code: 96138 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 96138
Insurance Median: $449
Cash Discount Price: $752
vs. Medicare Baseline: 0.98x Medicare

The contracted insurance negotiated median rate for a Psychological testing by technician at Penn State Health Lancaster Medical Center is $449. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $752. Compared to the federal Medicare reimbursement reference rate of $456.4, this hospital’s rate is 0.98x the Medicare baseline. Located in 2160 State Road, Lancaster, PA.

Cash / Self-Pay

$752

Average discount available for prompt cash payment at this facility.

Insurance Median

$449

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$456.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $456.4 (100%)

Cash / Self-Pay: $752 (165%)

Insurance Median: $449 (98%)

Cash: $752 (165% of Medicare)

Ins. Median: $449 (98% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $456.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
[Amerihealth Caritas]	$373 - $438	82%
[Highmark Wholecare]	$373 - $438	82%
[Geisinger]	$395 - $1,729	87%
[Health Partners Plans]	$408 - $447	89%
[Pa Health & Wellness]	$410 - $452	90%
[Highmark]	$434 - $1,916	95%
UnitedHealthcare	$438 - $1,624	96%
[Cbc]	$438 - $1,305	96%
Aetna	$443 - $1,559	97%
Humana	$443	97%
[Healthspring]	$443	97%
[Upmc]	$447 - $1,916	98%
[Point Comfort Underwriters]	$548	120%
[Highmark Choice Blue]	$1,533	336%
Cigna	$1,591	349%
[Highmark Aca]	$1,609	353%
[First Health]	$2,075	455%
[Multiplan]	$2,075	455%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $752.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 96138.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Penn State Health Lancaster Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 96138.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.