CMS Price Transparency Data

CT scan, head (with and without contrast)

Facility: Saint Thomas Rutherford Hospital

Billing Code: 70470 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70470
Insurance Median: $197
Cash Discount Price: $802
vs. Medicare Baseline: 1.10x Medicare

The contracted insurance negotiated median rate for a CT scan, head (with and without contrast) at Saint Thomas Rutherford Hospital is $197. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $802. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 1.10x the Medicare baseline. Located in 1700 Medical Center Parkway, Murfreesboro, TN.

Cash / Self-Pay

$802

Average discount available for prompt cash payment at this facility.

Insurance Median

$197

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)

Cash / Self-Pay: $802 (448%)

Insurance Median: $197 (110%)

Cash: $802 (448% of Medicare)

Ins. Median: $197 (110% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$149 - $266	83%
Point Comfort Underwriters	$153	85%
Medicare (plans)	$160 - $179	89%
Ascension Complete	$170	95%
Centurion Of Tn	$170	95%
Covid Uninsured Test Fund	$170	95%
Healthspring Mcr Replacement	$170	95%
Humana	$170 - $215	95%
Nhc Advantage	$170	95%
Triwest Va Pccc	$170	95%
UnitedHealthcare	$170 - $292	95%
Aetna	$174 - $1,390	97%
Amerigroup Mcr Replacement	$176	98%
Ambetter / Centene	$222	124%
Oscar Health	$239	133%
Smart Health	$239	133%
Cigna	$388 - $641	217%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $802.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Saint Thomas Rutherford Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.