Saint Thomas Rutherford Hospital
1700 Medical Center Parkway, Murfreesboro, TN 37129 · 120 Priced Procedures · 67% Patient Recommendation
Typical commercial prices here are 15% below the fair benchmark (0.85×) after accounting for local nurse/doctor wages and patient complexity.
2-Star CMS clinical quality rating paired with 0.85× fair market pricing.
Uniform Value Leader · Low-Cost Across Departments
Saint Thomas Rutherford Hospital maintains low, disciplined commercial pricing across both routine shoppable procedures (1.1× Medicare, p50 0.90× Fair BaseRate) and emergency/ancillary services (1.3× Medicare, p75 1.00× Fair BaseRate). Both insured and self-pay patients benefit from below-benchmark rates across departments.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 15% below peer Fair BaseRate (0.85×)
- Self-pay cash beats commercial insurance on 16% of shoppable procedures (99/100 Cash Honesty)
- CMS clinical safety score (57/100 safety score) with 67% patient recommendation
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (11.7% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (0.85× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (1.6×) & laboratory (2.7×) services average 1.18× higher multiples than routine shoppable care (1.1×)
- Specialty infusion drugs (J-codes) average 1.5× Medicare — verify per-unit billing on itemized statements
- Unnegotiated chargemaster list prices average 12.3× Medicare (14¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Saint Thomas Rutherford Hospital
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 120 published procedures.
Audit a Bill or Quote at Saint Thomas Rutherford Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $6,058
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (11.7% of gross = $6,058).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask Saint Thomas Rutherford Hospital's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $13,413 Fair BaseRate ($13,117 Medicare)
Your bill ($51,732) is $38,319 above the denoised Fair BaseRate ($13,413) and 3.9× the $13,117 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (11.7% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare (357 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Saint Thomas Rutherford Hospital.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.