CMS Price Transparency Data

Upper endoscopy with biopsy

Facility: Saint Thomas Rutherford Hospital

Billing Code: 43239 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 43239
Insurance Median: $898
Cash Discount Price: $1,093
vs. Medicare Baseline: 0.97x Medicare

The contracted insurance negotiated median rate for a Upper endoscopy with biopsy at Saint Thomas Rutherford Hospital is $898. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,093. Compared to the federal Medicare reimbursement reference rate of $926.63, this hospital’s rate is 0.97x the Medicare baseline. Located in 1700 Medical Center Parkway, Murfreesboro, TN.

Cash / Self-Pay

$1,093

Average discount available for prompt cash payment at this facility.

Insurance Median

$898

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$926.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $926.63 (100%)

Cash / Self-Pay: $1,093 (118%)

Insurance Median: $898 (97%)

Cash: $1,093 (118% of Medicare)

Ins. Median: $898 (97% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $926.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Point Comfort Underwriters	$808	87%
Medicare (plans)	$844 - $943	91%
Ascension Complete	$898	97%
Centurion Of Tn	$898	97%
Covid Uninsured Test Fund	$898	97%
Healthspring Mcr Replacement	$898	97%
Humana	$898	97%
Nhc Advantage	$898	97%
Triwest Va Pccc	$898	97%
UnitedHealthcare	$898	97%
Aetna	$916	99%
Amerigroup Mcr Replacement	$925	100%
Blue Cross Blue Shield	$934 - $1,637	101%
Ambetter / Centene	$1,167	126%
Cigna	$1,185 - $3,638	128%
Oscar Health	$1,257	136%
Smart Health	$1,257	136%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,093.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 43239.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Saint Thomas Rutherford Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 43239.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.