CMS Price Transparency Data

Physical therapy (gait training)

Facility: Erlanger Medical Center

Billing Code: 97116 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97116
  • Insurance Median: $40
  • Cash Discount Price: $84
  • vs. Medicare Baseline: 1.38x Medicare
The contracted insurance negotiated median rate for a Physical therapy (gait training) at Erlanger Medical Center is $40. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $84. Compared to the federal Medicare reimbursement reference rate of $29.06, this hospital’s rate is 1.38x the Medicare baseline. Located in 975 E 3Rd St, Chattanooga, TN.
Cash / Self-Pay
$84

Average discount available for prompt cash payment at this facility.

Insurance Median
$40

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$29.06

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.06 (100%)
Cash / Self-Pay: $84 (289%)
Insurance Median: $40 (138%)
Cash: $84 (289% of Medicare)
Ins. Median: $40 (138% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.06 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Bluecare $17 - $90 58%
Blue Cross Blue Shield $24 - $128 83%
UnitedHealthcare $24 - $114 83%
Aetna $25 - $78 86%
Humana $25 - $44 86%
Cigna $27 - $200 93%
Amerigroup $33 - $83 114%
Caresource $33 - $74 114%
Alexian $37 - $39 127%
Clover $37 - $39 127%
Upmc $37 - $39 127%
American Health $38 - $40 131%
Devoted Health $39 - $40 134%
Medicare (plans) $39 134%
Nhc $39 - $41 134%
Pruitthealth Premier $40 138%
Atrio Health $41 - $43 141%
Simpra Advantage $43 148%
Ambetter / Centene $46 - $48 158%
Caresource Ga $54 - $97 186%
Caresource Tn $54 - $97 186%
Olympus $58 - $120 200%
Pnoa $61 - $93 210%
Alliant $62 - $120 213%
Wellpoint $64 220%
Caresource Nc $65 - $97 224%
Occunet $68 234%
Point Comfort Underwriters $68 - $70 234%
First Health $128 - $136 440%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 975 E 3Rd St, Chattanooga, TN 37403
  • CMS Rating: ★★★★☆
  • Ownership Type: Government - Hospital District or Authority
  • Hospital Type: Acute Care Hospitals