CMS Price Transparency Data

Speech therapy (language evaluation)

Facility: Baptist Memorial Hospital Tipton

Billing Code: 92507 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 92507
  • Insurance Median: $412
  • Cash Discount Price: $198
  • vs. Medicare Baseline: 5.41x Medicare
The contracted insurance negotiated median rate for a Speech therapy (language evaluation) at Baptist Memorial Hospital Tipton is $412. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $198. Compared to the federal Medicare reimbursement reference rate of $76.15, this hospital’s rate is 5.41x the Medicare baseline. Located in 1995 Highway 51 S, Covington, TN.
Cash / Self-Pay
$198

Average discount available for prompt cash payment at this facility.

Insurance Median
$412

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$76.15

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $76.15 (100%)
Cash / Self-Pay: $198 (260%)
Insurance Median: $412 (541%)
Cash: $198 (260% of Medicare)
Ins. Median: $412 (541% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $76.15 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 541% of the Medicare baseline (a markup of 441%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $42 - $247 55%
Blue Cross Blue Shield $43 - $494 56%
Magnolia Tn $63 83%
Oscar $130 171%
Cigna $185 - $204 243%
Ppo Holdings $313 411%
Magnolia Regional Health Center $330 433%
Multiplan $354 - $618 465%
Littler $412 541%
Molina $412 541%
Access Health Services $494 649%
Butler Snow $494 649%
UnitedHealthcare $494 649%
Humana $536 704%
First Choice Health Plan Of Ms $577 758%
Mpcn $618 812%
Novasys $618 812%
Ppo Plus $700 919%
Qca $742 974%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1995 Highway 51 S, Covington, TN 38019
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Church
  • Hospital Type: Acute Care Hospitals