CMS Price Transparency Data

Spinal fusion, single level (inpatient stay)

Facility: Baptist Memorial Hospital Tipton

Billing Code: 451 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 451
Insurance Median: $33,946
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.44x Medicare

The contracted insurance negotiated median rate for a Spinal fusion, single level (inpatient stay) at Baptist Memorial Hospital Tipton is $33,946. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $23,503.93, this hospital’s rate is 1.44x the Medicare baseline. Located in 1995 Highway 51 S, Covington, TN.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$33,946

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$23,503.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $23,503.93 (100%)

Insurance Median: $33,946 (144%)

Ins. Median: $33,946 (144% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $23,503.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$9,259 - $54,918	39%
Humana	$24,241	103%
First Choice Health Plan Of Ms	$28,854 - $33,402	123%
French Camp Academy	$33,946	144%
Hattiesburg Clinic	$33,946	144%
Heartland Catfish Company	$33,946	144%
W G Yates	$33,946	144%
Oscar	$38,059	162%
Cigna	$40,597 - $44,657	173%
Multiplan	$41,186	175%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 451.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baptist Memorial Hospital Tipton is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 451.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.