CMS Price Transparency Data

Family therapy session

Facility: Parkridge Medical Center

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $31
Cash Discount Price: $103
vs. Medicare Baseline: 0.17x Medicare

The contracted insurance negotiated median rate for a Family therapy session at Parkridge Medical Center is $31. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $103. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.17x the Medicare baseline. Located in 2333 McCallie Ave, Chattanooga, TN.

Cash / Self-Pay

$103

Average discount available for prompt cash payment at this facility.

Insurance Median

$31

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $103 (57%)

Insurance Median: $31 (17%)

Cash: $103 (57% of Medicare)

Ins. Median: $31 (17% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$13 - $72	7%
Aetna	$14 - $36	8%
Ambetter / Centene	$15 - $18	8%
Blue Cross Blue Shield	$16 - $267	9%
Nhc Advantage, Inc.	$20 - $21	11%
Pruitt Health (Allyalign)	$20 - $21	11%
Wellcare	$21 - $22	12%
Health One Alliance	$24 - $51	13%
Magellan Behavioral Health	$31 - $66	17%
Multiplan	$31 - $66	17%
Cigna	$41 - $88	23%
Compsych	$41 - $88	23%
Beech Street	$45 - $97	25%
Prime Health	$45 - $97	25%
Value Option	$55	30%
Mhnet	$82	45%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $103.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Parkridge Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.