CMS Price Transparency Data

Family therapy session

Facility: Ridgeview Psychiatric Hospital and Center

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $72
Cash Discount Price: $140
vs. Medicare Baseline: 0.40x Medicare

The contracted insurance negotiated median rate for a Family therapy session at Ridgeview Psychiatric Hospital and Center is $72. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $140. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 0.40x the Medicare baseline. Located in 240 W Tyrone Rd, Oak Ridge, TN.

Cash / Self-Pay

$140

Average discount available for prompt cash payment at this facility.

Insurance Median

$72

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $140 (77%)

Insurance Median: $72 (40%)

Cash: $140 (77% of Medicare)

Ins. Median: $72 (40% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Bluecare Tennessee	$43 - $64	24%
Tenncare Select	$43 - $64	24%
Tricare	$45	25%
UnitedHealthcare	$47 - $87	26%
United Behavioral Health	$58 - $77	32%
Blue Cross Blue Shield	$66 - $75	36%
Humana	$67 - $84	37%
Aetna	$72 - $92	40%
Blue Advantage	$72 - $92	40%
Blue Advantage Plus	$72 - $92	40%
Cigna	$88	49%
Ambetter / Centene	$100	55%
Wellpoint	$135	74%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $140.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ridgeview Psychiatric Hospital and Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.