CMS Price Transparency Data

Echocardiogram (heart ultrasound)

Facility: Baylor Scott & White Medical Center - Temple

Billing Code: 93306 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 93306
Insurance Median: $1,847
Cash Discount Price: $2,590
vs. Medicare Baseline: 3.31x Medicare

The contracted insurance negotiated median rate for a Echocardiogram (heart ultrasound) at Baylor Scott & White Medical Center - Temple is $1,847. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,590. Compared to the federal Medicare reimbursement reference rate of $558.25, this hospital’s rate is 3.31x the Medicare baseline. Located in 2401 S 31St St, Temple, TX.

Cash / Self-Pay

$2,590

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,847

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$558.25

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $558.25 (100%)

Cash / Self-Pay: $2,590 (464%)

Insurance Median: $1,847 (331%)

Cash: $2,590 (464% of Medicare)

Ins. Median: $1,847 (331% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $558.25 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 331% of the Medicare baseline (a markup of 231%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$385 - $537	69%
Baylor Scott & White Health Plan	$486 - $1,847	87%
Humana	$512 - $3,021	92%
Superior Health Plan	$512 - $647	92%
Triwest	$512	92%
Corvel	$536	96%
Prime Health Services	$536	96%
American Health Plan	$537	96%
Procare Advantage	$537	96%
UnitedHealthcare	$588 - $2,982	105%
Injury Management Organization	$635	114%
Careworks Fka Rockport	$765	137%
Sedgwick	$765	137%
Aetna	$892	160%
Texas Workforce Commission	$1,511	271%
Cigna	$2,218 - $2,603	397%
Employers Health Network	$2,374	425%
Midcoast	$2,374	425%
Quiktrip	$2,374	425%
University Of Mary Hardin-Baylor	$2,503	448%
Independent Medical System	$2,590	464%
Imagine Health	$2,704	484%
Curative	$2,805	502%
First Health	$3,021	541%
Healthsmart	$3,021 - $3,237	541%
Bluebell Creameries	$3,237	580%
Private Health Care System	$3,237	580%
Three Rivers	$3,884	696%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,590.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 93306.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baylor Scott & White Medical Center - Temple is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 93306.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.