CMS Price Transparency Data

Sepsis treatment (inpatient stay)

Facility: Baylor Scott & White Medical Center - Temple

Billing Code: 871 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 871
Insurance Median: $21,573
Cash Discount Price: Unavailable
vs. Medicare Baseline: 1.53x Medicare

The contracted insurance negotiated median rate for a Sepsis treatment (inpatient stay) at Baylor Scott & White Medical Center - Temple is $21,573. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $14,116.91, this hospital’s rate is 1.53x the Medicare baseline. Located in 2401 S 31St St, Temple, TX.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$21,573

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14,116.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14,116.91 (100%)

Insurance Median: $21,573 (153%)

Ins. Median: $21,573 (153% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14,116.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$2,778 - $33,409	20%
Healthsmart	$2,804 - $26,755	20%
Bluebell Creameries	$10,792	76%
University Of Mary Hardin-Baylor	$16,884	120%
Baylor Scott & White Health Plan	$17,255 - $32,693	122%
Superior Health Plan	$18,163	129%
Triwest	$18,163	129%
Cigna	$18,338 - $21,573	130%
Corvel	$19,027	135%
Prime Health Services	$19,027	135%
American Health Plan	$19,071	135%
Blue Cross Blue Shield	$19,071 - $26,821	135%
Procare Advantage	$19,071	135%
Employers Health Network	$20,181	143%
UnitedHealthcare	$20,887 - $36,589	148%
Careworks Fka Rockport	$22,558	160%
Injury Management Organization	$22,558	160%
Sedgwick	$22,558	160%
Aetna	$27,457	194%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 871.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baylor Scott & White Medical Center - Temple is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 871.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.