CMS Price Transparency Data

X-ray, hand

Facility: Baylor Scott & White Medical Center - Temple

Billing Code: 73130 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 73130
Insurance Median: $310
Cash Discount Price: $362
vs. Medicare Baseline: 3.49x Medicare

The contracted insurance negotiated median rate for a X-ray, hand at Baylor Scott & White Medical Center - Temple is $310. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $362. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 3.49x the Medicare baseline. Located in 2401 S 31St St, Temple, TX.

Cash / Self-Pay

$362

Average discount available for prompt cash payment at this facility.

Insurance Median

$310

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $362 (407%)

Insurance Median: $310 (349%)

Cash: $362 (407% of Medicare)

Ins. Median: $310 (349% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 349% of the Medicare baseline (a markup of 249%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Superior Health Plan	$37 - $84	42%
Baylor Scott & White Health Plan	$80 - $258	90%
Humana	$84 - $422	94%
Triwest	$84	94%
American Health Plan	$88	99%
Blue Cross Blue Shield	$88 - $306	99%
Corvel	$88	99%
Prime Health Services	$88	99%
Procare Advantage	$88	99%
UnitedHealthcare	$97 - $416	109%
Injury Management Organization	$105	118%
Careworks Fka Rockport	$126	142%
Sedgwick	$126	142%
Texas Workforce Commission	$211	237%
Cigna	$310 - $363	349%
Aetna	$331	372%
Employers Health Network	$331	372%
Midcoast	$331	372%
Quiktrip	$331	372%
Imagine Health	$345	388%
University Of Mary Hardin-Baylor	$350	394%
Independent Medical System	$362	407%
Curative	$392	441%
First Health	$422	475%
Healthsmart	$422 - $452	475%
Bluebell Creameries	$452	508%
Private Health Care System	$452	508%
Three Rivers	$542	610%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $362.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 73130.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baylor Scott & White Medical Center - Temple is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 73130.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.