CMS Price Transparency Data

X-ray, lower back

Facility: Baylor Scott & White Medical Center - Temple

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $444
Cash Discount Price: $518
vs. Medicare Baseline: 4.16x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at Baylor Scott & White Medical Center - Temple is $444. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $518. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 4.16x the Medicare baseline. Located in 2401 S 31St St, Temple, TX.

Cash / Self-Pay

$518

Average discount available for prompt cash payment at this facility.

Insurance Median

$444

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $518 (485%)

Insurance Median: $444 (416%)

Cash: $518 (485% of Medicare)

Ins. Median: $444 (416% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 416% of the Medicare baseline (a markup of 316%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Superior Health Plan	$51 - $102	48%
Baylor Scott & White Health Plan	$97 - $370	91%
Humana	$102 - $604	95%
Triwest	$102	95%
American Health Plan	$107	100%
Blue Cross Blue Shield	$107 - $430	100%
Corvel	$107	100%
Prime Health Services	$107	100%
Procare Advantage	$107	100%
UnitedHealthcare	$117 - $597	110%
Injury Management Organization	$127	119%
Careworks Fka Rockport	$152	142%
Sedgwick	$152	142%
Texas Workforce Commission	$302	283%
Cigna	$444 - $521	416%
Aetna	$475	445%
Employers Health Network	$475	445%
Midcoast	$475	445%
Quiktrip	$475	445%
Imagine Health	$494	463%
University Of Mary Hardin-Baylor	$501	469%
Independent Medical System	$518	485%
Curative	$561	525%
First Health	$604	565%
Healthsmart	$604 - $647	565%
Bluebell Creameries	$647	606%
Private Health Care System	$647	606%
Three Rivers	$777	727%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $518.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baylor Scott & White Medical Center - Temple is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.