CMS Price Transparency Data

Vaginal delivery (full package)

Facility: Titus Regional Medical Center

Billing Code: 59400 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 59400
Insurance Median: $2,240
Cash Discount Price: $4,323
vs. Medicare Baseline: 1.01x Medicare

The contracted insurance negotiated median rate for a Vaginal delivery (full package) at Titus Regional Medical Center is $2,240. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4,323. Compared to the federal Medicare reimbursement reference rate of $2,214.42, this hospital’s rate is 1.01x the Medicare baseline. Located in 2001 N Jefferson, Mount Pleasant, TX.

Cash / Self-Pay

$4,323

Average discount available for prompt cash payment at this facility.

Insurance Median

$2,240

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2,214.42

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2,214.42 (100%)

Cash / Self-Pay: $4,323 (195%)

Insurance Median: $2,240 (101%)

Cash: $4,323 (195% of Medicare)

Ins. Median: $2,240 (101% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2,214.42 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$2,227 - $3,069	101%
Christus Health Plan	$2,240	101%
Humana	$2,240	101%
Tricare	$2,240	101%
Triwest	$2,240	101%
UnitedHealthcare	$2,240 - $5,656	101%
Texas Mutual	$2,307	104%
Curative	$2,464	111%
Claritev	$2,649	120%
Healthcare Highways	$3,122	141%
Superior	$3,285	148%
Aetna	$3,604	163%
Healthsmart	$5,044	228%
Cigna	$5,764	260%
Galaxy Health	$6,845	309%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $4,323.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 59400.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Titus Regional Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 59400.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.