CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: Medical Center of McKinney

Billing Code: 94640 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$256

about 1.1× the $224 Medicare rate · typically $89–$400

modeled estimate · not a bill or quote

Medicare pays $224 Fair price $256 Cash price $595 Hospital's list price $595

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$75 - $148	34%
Blue Cross Blue Shieldmajor	$177 - $984	79%
Aetnamajor	$54 - $575	24%
Cignamajor	$54 - $633	24%
Humanamajor	$128 - $514	57%
Fidelis Care	$180 - $356	80%
Health Net	$280 - $554	125%
Healthcare Highways	$135 - $267	60%
Oscar Health	$83 - $164	37%
UniCare	$104 - $791	46%
+ 12 smaller / regional plans	$140 - $791

Government programs also on file: Medicaid.

Excludes 5 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 595), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 94640.

Insurance Before you use insurance

Call your insurance company to confirm Medical Center of McKinney is in-network.
Ask your insurer whether prior approval is required for CPT code 94640.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Medical Center of McKinney

Compare: Breathing treatment (nebulizer) at other TX hospitals

Insurance negotiated median for the same procedure, sorted lowest first.