CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Medical Center of McKinney

Billing Code: 72148 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$255

about 1.0× the $244 Medicare rate · typically $219–$444

modeled estimate · not a bill or quote

What this hospital charges insurers

$221

Below the fair price — a good deal

about $34 under the fair price · 0.9× Medicare

Medicare pays $244 Fair price $255 This hospital $221 Cash price $10,417 Hospital's list price $10,417

How we calculate the fair BaseRate →

How this hospital compares to other TX hospitals

Highest price of the 9 TX hospitals we have prices for — worth calling around.

Cheapest $69 Priciest $221

Black dot = this hospital, among the 9 TX hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a MRI, lower back (no contrast) is about $255 (about 1.0× the $244 Medicare rate). Medical Center of McKinney charges insurers about $221, or about $10,417 in cash — below the fair price — a good deal. Located in McKinney, TX.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$197 - $1,948	81%
Blue Cross Blue Shieldmajor	$294 - $4,625	121%
Aetnamajor	$213 - $7,573	87%
Cignamajor	$207 - $8,334	85%
Humanamajor	$246 - $6,771	101%
Amerigroup	$197	81%
Fidelis Care	$4,688	1923%
Health Net	$7,292	2991%
Healthcare Highways	$3,521	1444%
Molina	$217 - $221	89%
UniCare	$2,708 - $10,417	1111%
+ 13 smaller / regional plans	$197 - $10,417

Government programs also on file: Medicaid.

Excludes 4 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 10,417), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Medical Center of McKinney is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Medical Center of McKinney

Compare: MRI, lower back (no contrast) at other TX hospitals

Insurance negotiated median for the same procedure, sorted lowest first.