CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: PAM Specialty Hospital of Texarkana North

Billing Code: 72148 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$291

about 1.2× the $244 Medicare rate · typically $204–$1,059

modeled estimate · not a bill or quote

What this hospital charges insurers

$288

About the fair price

about $3 under the fair price · 1.2× Medicare

Medicare pays $244 Fair price $291 This hospital $288 Cash price $6,658 Hospital's list price $6,658

How we calculate the fair BaseRate →

How this hospital compares to other TX hospitals

Highest price of the 9 TX hospitals we have prices for — worth calling around.

Cheapest $69 Priciest $288

Black dot = this hospital, among the 9 TX hospitals with a price for this procedure. Full list below.

⚠ The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.

A fair price for a MRI, lower back (no contrast) is about $291 (about 1.2× the $244 Medicare rate). PAM Specialty Hospital of Texarkana North charges insurers about $288, or about $6,658 in cash — about the fair price. Located in Texarkana, TX.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

1 of 6 major insurers have a published price at this hospital

✓ Aetna UnitedHealthcareBlue Cross Blue ShieldCignaHumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
Aetnamajor	$176	72%
Oscar Health	$400	164%
+ 5 smaller / regional plans	$4,661 - $5,992

Excludes 4 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 6,658), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm PAM Specialty Hospital of Texarkana North is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at PAM Specialty Hospital of Texarkana North

Compare: MRI, lower back (no contrast) at other TX hospitals

Insurance negotiated median for the same procedure, sorted lowest first.