CMS Price Transparency Data

MRI, brain (with and without contrast)

Facility: Baylor Scott & White Continuing Care Hospital

Billing Code: 70553 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70553
Insurance Median: $3,491
Cash Discount Price: $3,223
vs. Medicare Baseline: 9.79x Medicare

The contracted insurance negotiated median rate for a MRI, brain (with and without contrast) at Baylor Scott & White Continuing Care Hospital is $3,491. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,223. Compared to the federal Medicare reimbursement reference rate of $356.43, this hospital’s rate is 9.79x the Medicare baseline. Located in 546 N Kegley Rd, Temple, TX.

Cash / Self-Pay

$3,223

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,491

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$356.43

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $356.43 (100%)

Cash / Self-Pay: $3,223 (904%)

Insurance Median: $3,491 (979%)

Cash: $3,223 (904% of Medicare)

Ins. Median: $3,491 (979% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 979% of the Medicare baseline (a markup of 879%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Superior Health Plan	$333	93%
Corvel	$364	102%
Injury Management Organization	$432	121%
Careworks Fka Rockport	$520	146%
Sedgwick	$520	146%
UnitedHealthcare	$2,596	728%
Midcoast	$2,954	829%
Blue Cross Blue Shield	$3,008 - $3,652	844%
Independent Medical System	$3,223	904%
Cigna	$3,437 - $4,028	964%
Curative	$3,491	979%
First Health	$3,760	1055%
Healthsmart	$3,760 - $4,028	1055%
Humana	$3,760	1055%
Imagine Health	$3,867	1085%
Aetna	$4,028	1130%
University Of Mary Hardin-Baylor	$4,028	1130%
Three Rivers	$4,834	1356%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,223.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70553.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baylor Scott & White Continuing Care Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70553.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.