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Hospital Profile General Acute Care Hospital Updated: 2026-06-12

Baylor Scott & White Continuing Care Hospital

546 N Kegley Rd, Temple, TX 76502 · 114 Priced Procedures

CMS Overall Rating No CMS Rating
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.High Markup · Shop Alternatives
4.50×vs. Fair Market Price
Position vs. 1.00× Fair Price+350% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are +350% above the fair benchmark (4.50×) even after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).87/100 · Verified
87/100Self-Pay Cash Beats Insurance 63% of the Time
File Completeness100Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic78Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment72Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing88Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount100Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.High-Markup · Check Safety
CMS Star RatingNot RatedOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety ScoreNot ScoredComposite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER WaitNo ER DataMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.

Behavioral Pricing FingerprintMedian-Gamed · High Captive Markup

Loss-Leader / Captive Ancillary Cross-Subsidizer

Baylor Scott & White Continuing Care Hospital prices routine shoppable procedures near 5.9× Medicare (p50 4.05×) while skewing captive emergency, lab, and upper-quartile codes to 11.3× Medicare (p75 7.55×, +86% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.

#306 of 307 in TX · 99th State Percentile#3,384 of 3,385 in U.S. · 99th National Percentile
Advantage

Where They're Good (Patient & Payer Edge)

  • Bottom-quartile procedures (Q25) price at 1.97× the peer BaseRate benchmark
  • Self-pay cash beats commercial insurance on 63% of shoppable procedures (99/100 Cash Honesty)
  • CMS clinical safety score (54/100 safety score) with 72% patient recommendation
  • IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (64.9% AGB cap)
Watchout

Where You Can Get Burned (Markup Traps)

  • Outpatient surgery & OR suites carry a 2.1× markup over Medicare rates
  • Captive ER (2.3×) & laboratory (3.3×) services average 1.92× higher multiples than routine shoppable care (5.9×)
  • Upper-quartile procedures (Q75 7.55×) jump +86% above the median procedure ratio (Q50 4.05×)
  • Unnegotiated chargemaster list prices average 12.0× Medicare (24¢ true HCRIS cost per $1 gross)
Front-Door ShoppableElective / Imaging
5.9× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER1.92× Divergence
11.3× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+86% Upper Tail
Q25 1.97× · Q50 4.05× · Q75 7.55×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
5.9× MedicareWatchout
Outpatient Surgery & ORBack-Door Captive
2.1× MedicareGood
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
2.9× MedicareFair
Back-Door Captive ER VisitsBack-Door Captive
2.3× MedicareFair
Inpatient Lab & PathologyBack-Door Captive
3.3× MedicareElevated
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
1.6× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
63% Cash Edge · 99/100Good
CMS Clinical Safety & Star ValueIntegrity & Outcomes
3 CMS · 54/100Elevated

Procedure Prices at Baylor Scott & White Continuing Care Hospital

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 114 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
Spinal fusion, single level (inpatient stay)
MS-DRG Code: 451
$32,082 1.0×
Hip or knee replacement (inpatient stay)
MS-DRG Code: 470
$22,630 1.2×
Heart stent placement (inpatient stay)
MS-DRG Code: 322
— —
Digestive disorders treatment (inpatient stay)
MS-DRG Code: 392
$9,983 1.2×
Inguinal hernia repair
CPT Code: 49505
$7,602 2.1×
Knee arthroscopy with meniscus repair
CPT Code: 29881
$6,683 2.0×
Breast lump removal
CPT Code: 19120
$6,529 unverified
Sleep study (overnight, in lab)
CPT Code: 95810
$5,280 unverified
Trauma team activation
HCPCS Code: G0390
$4,750 unverified
C-section delivery (full package)
CPT Code: 59510
$4,606 1.5×
Bunion correction surgery
CPT Code: 28296
$4,570 unverified
Sepsis treatment (inpatient stay)
MS-DRG Code: 871
$4,300 unverified
CT scan, abdomen and pelvis (with contrast)
CPT Code: 74177
$4,124 unverified
MRI, brain (with and without contrast)
CPT Code: 70553
$3,770 unverified
CT scan, abdomen and pelvis (no contrast)
CPT Code: 74176
$3,074 unverified
Vaginal delivery (full package)
CPT Code: 59400
$2,971 1.1×
Echocardiogram (heart ultrasound)
CPT Code: 93306
$2,935 unverified
Cataract surgery with lens implant
CPT Code: 66984
$2,665 1.0×
MRI, lower back (no contrast)
CPT Code: 72148
$2,593 unverified
MRI, brain (no contrast)
CPT Code: 70551
$2,562 unverified
MRI, knee or other leg joint
CPT Code: 73721
$2,447 unverified
CT scan, neck (cervical spine)
CPT Code: 72125
$2,232 unverified
CT scan, head (with and without contrast)
CPT Code: 70470
$2,181 unverified
CT scan, lower back (lumbar spine)
CPT Code: 72131
$1,962 unverified
CT scan, head (no contrast)
CPT Code: 70450
$1,876 unverified
Showing top 25 high-impact procedures of 114 total
Inline Bill X-Ray & 501(r) Calculator 501(c)(3) Nonprofit · Free Care ≤200% FPL · AGB Cap 64.9%

Audit a Bill or Quote at Baylor Scott & White Continuing Care Hospital (Zero PHI Required)

CMS CCN: 452105
CPT 451
Fair BaseRate™ $30,775
Medicare Rate $23,504
Self-Pay Cash Request Quote
Insurer Median $32,082
Pre-filled with Baylor Scott & White Continuing Care Hospital’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 501(r) AGB Cap: $49,994 (274% FPL)

Statutory 501(r) AGB Cap Limits Bill to $49,994

At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (64.9% of gross = $49,994).

Step 2 · Cash vs. Insurance Arbitrage Request Prompt-Pay Quote

Compare Prompt-Pay Cash Rate Against Remaining Deductible

Ask Baylor Scott & White Continuing Care Hospital's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.

Step 3 · Fair BaseRate Target +$46,222 Above Fair BaseRate

Negotiate Toward $30,775 Fair BaseRate ($23,504 Medicare)

Your bill ($76,997) is $46,222 above the denoised Fair BaseRate ($30,775) and 3.3× the $23,504 Medicare rate.

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) 501(c)(3) Nonprofit Hospital

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

EIN: 202850920
Filing Period: 200701
Free Care Eligibility BenchmarkUp to 200% FPL100% charity write-off income threshold
Discounted Care EligibilityUp to 400% FPLSliding-scale & AGB billing cap tier
Charity Care Share of ExpensesSee Schedule HNet community financial assistance reported
26 U.S.C. § 501(r)(5) AGB Benchmark Method: lookback_commercial_median

Hospital-Specific CMS HCRIS Benchmark (64.9% of gross charges)

Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Higher-Quality, Above-Median Price Tier

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Baylor Scott & White Continuing Care Hospital.

Price Index: 1.76× regional baseline
Quality: 54/100 CMS composite
Median Household Income$80,504U.S. Census ACS
Local Uninsured Share10.1%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 87/100 · Verified CMS CCN 452105 EIN 202850920

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

Published MRF File202850920_baylor-scott--white-continuing-care-hospital_standardcharges.csv
Publication / Vintage2026-06-12 · 300.72 MB
Validated Rate Rows3,981 (CMS v3.0.0)
File Integrity Digest4ac8e6d2607355efc556…

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.