CMS Price Transparency Data

Psychiatric evaluation (first visit)

Facility: Baylor Scott & White Continuing Care Hospital

Billing Code: 90791 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90791
Insurance Median: $370
Cash Discount Price: $342
vs. Medicare Baseline: 2.04x Medicare

The contracted insurance negotiated median rate for a Psychiatric evaluation (first visit) at Baylor Scott & White Continuing Care Hospital is $370. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $342. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 2.04x the Medicare baseline. Located in 546 N Kegley Rd, Temple, TX.

Cash / Self-Pay

$342

Average discount available for prompt cash payment at this facility.

Insurance Median

$370

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $342 (189%)

Insurance Median: $370 (204%)

Cash: $342 (189% of Medicare)

Ins. Median: $370 (204% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 204% of the Medicare baseline (a markup of 104%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Corvel	$151	83%
Superior Health Plan	$177	98%
Injury Management Organization	$179	99%
Careworks Fka Rockport	$216	119%
Sedgwick	$216	119%
UnitedHealthcare	$285 - $399	157%
Midcoast	$313	173%
Blue Cross Blue Shield	$319 - $387	176%
Independent Medical System	$342	189%
Cigna	$364 - $427	201%
Curative	$370	204%
First Health	$399	220%
Healthsmart	$399 - $427	220%
Humana	$399	220%
Imagine Health	$410	226%
Aetna	$427	235%
University Of Mary Hardin-Baylor	$427	235%
Three Rivers	$513	283%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $342.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90791.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Baylor Scott & White Continuing Care Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90791.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.