CMS Price Transparency Data

Hepatitis C antibody test

Facility: Central Vermont Medical Center

Billing Code: 86803 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86803
Insurance Median: $72
Cash Discount Price: $149
vs. Medicare Baseline: 5.05x Medicare

The contracted insurance negotiated median rate for a Hepatitis C antibody test at Central Vermont Medical Center is $72. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $149. Compared to the federal Medicare reimbursement reference rate of $14.27, this hospital’s rate is 5.05x the Medicare baseline. Located in Box 547, Barre, VT.

Cash / Self-Pay

$149

Average discount available for prompt cash payment at this facility.

Insurance Median

$72

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14.27 (100%)

Cash / Self-Pay: $149 (1044%)

Insurance Median: $72 (505%)

Cash: $149 (1044% of Medicare)

Ins. Median: $72 (505% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 505% of the Medicare baseline (a markup of 405%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$14	98%
Humana	$14 - $90	98%
Martins Point	$14 - $142	98%
Mvp	$14 - $205	98%
UnitedHealthcare	$14 - $220	98%
Veterans Affairs Community Care Network	$14	98%
Blue Cross Blue Shield	$15 - $179	105%
Wellpath	$42 - $122	294%
Capital District Physicians' Health Plan	$61 - $177	427%
Harvard Pilgrim	$61 - $177	427%
Coventry	$66 - $193	463%
Cigna	$72 - $210	505%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $149.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86803.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Central Vermont Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86803.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.