CMS Price Transparency Data

Hepatitis C antibody test

Facility: Univ. of Vermont - Fletcher Allen Health Care

Billing Code: 86803 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86803
Insurance Median: $45
Cash Discount Price: $106
vs. Medicare Baseline: 3.15x Medicare

The contracted insurance negotiated median rate for a Hepatitis C antibody test at Univ. of Vermont - Fletcher Allen Health Care is $45. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $106. Compared to the federal Medicare reimbursement reference rate of $14.27, this hospital’s rate is 3.15x the Medicare baseline. Located in 111 Colchester Ave, Burlington, VT.

Cash / Self-Pay

$106

Average discount available for prompt cash payment at this facility.

Insurance Median

$45

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14.27 (100%)

Cash / Self-Pay: $106 (743%)

Insurance Median: $45 (315%)

Cash: $106 (743% of Medicare)

Ins. Median: $45 (315% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 315% of the Medicare baseline (a markup of 215%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$9 - $106	63%
Mvp	$11 - $101	77%
Blue Cross Blue Shield	$13 - $101	91%
Aetna	$14	98%
Capital District Physicians' Health Plan	$14 - $79	98%
Humana	$14 - $30	98%
Martins Point	$14 - $15	98%
St. Regis	$14	98%
Veterans Affairs Community Care Network	$14	98%
Fidelis Care	$16 - $18	112%
Wellpath	$20 - $58	140%
Ebpa	$50 - $91	350%
Harvard Pilgrim	$52 - $85	364%
Magnacare	$52 - $85	364%
Coventry	$55 - $90	385%
Nppn	$58 - $95	406%
Cigna	$60 - $106	420%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $106.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86803.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Univ. of Vermont - Fletcher Allen Health Care is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86803.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.