CMS Price Transparency Data

Blood test, potassium

Facility: Porter Hospital Inc

Billing Code: 84132 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 84132
Insurance Median: $18
Cash Discount Price: $34
vs. Medicare Baseline: 3.78x Medicare

The contracted insurance negotiated median rate for a Blood test, potassium at Porter Hospital Inc is $18. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $34. Compared to the federal Medicare reimbursement reference rate of $4.76, this hospital’s rate is 3.78x the Medicare baseline. Located in 115 Porter Drive, Middlebury, VT.

Cash / Self-Pay

$34

Average discount available for prompt cash payment at this facility.

Insurance Median

$18

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.76 (100%)

Cash / Self-Pay: $34 (714%)

Insurance Median: $18 (378%)

Cash: $34 (714% of Medicare)

Ins. Median: $18 (378% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 378% of the Medicare baseline (a markup of 278%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$5	105%
Fidelis Care	$14 - $15	294%
Aetna	$16	336%
Blue Cross Blue Shield	$16 - $27	336%
Capital District Physicians' Health Plan	$16 - $29	336%
Martins Point	$16	336%
Mvp	$16 - $33	336%
UnitedHealthcare	$16 - $35	336%
Veterans Affairs Community Care Network	$16	336%
Veterans Choice	$16	336%
Wellpath	$18 - $19	378%
Harvard Pilgrim	$26 - $28	546%
Coventry	$29 - $31	609%
Cigna	$30 - $32	630%
Medical Corporation	$31 - $33	651%
Multiplan	$31 - $33	651%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $34.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 84132.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Porter Hospital Inc is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 84132.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.