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County Price & Affordability Audit 1 of 4 Hospitals Priced Pop. 94,819 $102,482 Median Income

St. Croix County, WI Hospital Rates

Compare hospital price transparency compliance, fair price benchmarks, and local household charity-care eligibility across all 4 mapped hospitals in St. Croix County.

Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.High Markup · Shop Alternatives
1.78×vs. Fair Market Price
Position vs. 1.00× Fair Price+78% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are +78% above the fair benchmark (1.78×) even after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).86/100 · Verified
86/100Hover Any Check Below to See How Prices Were Audited
File Completeness90Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic88Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment86Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing83Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount84Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · St. Croix County Affordability & CoverageSummarizes local hospital price disclosure compliance in St. Croix County, U.S. Census median household income, local uninsured rate, and federal 200%–400% FPL charity-care income thresholds.1 of 4 Hospitals Priced
Hospitals Priced1 of 4Number of CMS-certified hospitals located inside St. Croix County that have published machine-readable price files out of all 4 local facilities.
Median Income$102.5k / yrU.S. Census ACS median annual household income in St. Croix County ($102,482/yr), used to measure medical bill burden and charity-care eligibility.
Uninsured Rate3.7%Percentage of St. Croix County residents without health insurance who rely on self-pay cash discounts and 501(r) nonprofit hospital financial assistance.

Local charity-care income cutoffs (200%–400% FPL): up to $31,920 (single) and $128,600 (family of 4) qualify for free or discounted hospital care.

County Hospital Pricing & Affordability Audit1 of 4 Local Hospitals Priced

St. Croix County, WI Hospital Price & Affordability Summary

St. Croix County, Wisconsin (pop. 94,819) has 4 CMS-certified hospitals (1 publishing verified machine-readable price files) with a local price index of 1.78× the U.S. fair price benchmark and a $102,482 median household income.

County Price Index: 1.78× Fair MarketMedian Income: $102,482/yr
Advantage

Best Value & Patient Protections in St. Croix County

  • 1 of 4 hospitals in St. Croix County publish verified 45 CFR § 180 price files (Hudson Hospital).
  • High-rated local clinical care: River Falls Area Hospital (5/5 CMS Stars) and Hudson Hospital (5/5 CMS Stars).
  • Under federal 26 U.S.C. § 501(r), nonprofit hospitals must provide discounted Financial Assistance Policy (FAP) rates for St. Croix County families earning up to $128,600/yr (400% FPL).
Watchout

Where St. Croix County Patients Get Burned (Billing Watchouts)

  • 3 facilities in St. Croix County (Westfields Hospital and Clinic, River Falls Area Hospital) lack an indexed MRF price schedule — always demand a written Good Faith Estimate before scheduling.
  • With a 3.7% local uninsured rate and $102,482 median household income, an unnegotiated $5,000 hospital bill equals 2.5 weeks of typical St. Croix County family take-home pay.
  • Emergency department and inpatient ancillary charges vary significantly across Wisconsin counties — inspect each hospital's profile below before paying a full chargemaster bill.
County MRF Price Coverage25% Published
1 of 4 Hospitals

Includes Hudson Hospital.

Free Care Income Cutoff (200% FPL)Nonprofit 501(r) Rule
$31,920 – $64,300

Single ($31,920) to Family of 4 ($64,300) threshold for 100% free charity care.

Discounted Care Cutoff (400% FPL)AGB Billing Cap
Up to $128,600/yr

4-person household income cap qualifying for statutory AGB billing limits in St. Croix County.

Wisconsin County Price & Affordability Heatmap 53 of 72 Counties with MRF Hospital Data

Wisconsin County-Level Hospital Price & Affordability Heatmap

Hospital price index, Medicare markup, and household affordability burden across 72 counties in Wisconsin

<0.94× Affordable 0.94–1.06× Near Avg 1.06–1.20× Elevated >1.20× High-Markup
Milwaukee County11hosps
1.39× Fair
Income $62k
Brown County5hosps
1.31× Fair
Income $77k
Dane County4hosps
1.42× Fair
Income $88k
Rock County3hosps
1.34× Fair
Income $74k
Dodge County3hosps
1.34× Fair
Income $74k
Waukesha County3hosps
1.36× Fair
Income $104k
Wood County3hosps
1.43× Fair
Income $66k
Outagamie County3hosps
1.54× Fair
Income $83k
Winnebago County3hosps
1.76× Fair
Income $73k
Marathon County3hosps
1.90× Fair
Income $76k
Grant County3hosps
1.99× Fair
Income $64k
Oneida County3hosps
2.04× Fair
Income $70k
Sauk County2hosps
1.25× Fair
Income $78k
Fond du Lac County2hosps
1.33× Fair
Income $73k
Oconto County2hosps
1.33× Fair
Income $76k
Eau Claire County2hosps
1.47× Fair
Income $72k
Columbia County2hosps
1.56× Fair
Income $83k
Washington County2hosps
1.62× Fair
Income $96k
Manitowoc County2hosps
1.77× Fair
Income $69k
Vernon County2hosps
1.77× Fair
Income $70k
Sheboygan County2hosps
1.84× Fair
Income $72k
Lincoln County2hosps
2.07× Fair
Income $68k
Racine County2hosps
2.91× Fair
Income $75k
Lafayette County1hosp
0.64× Fair
Income $72k
Showing top 24 counties with hospital price filings of 72 total in Wisconsin

All Hospitals in St. Croix County (4)

Select any published hospital below to inspect its procedure price list, insurer discounts, and official MRF verification links.

MRF Compliance: 1 of 4 Published
  • Westfields Hospital and Clinic · New Richmond CMS CCN 521345 · 24/7 Emergency Services
    4/5 CMS Stars No MRF Indexed
  • River Falls Area Hospital · River Falls CMS CCN 521349 · 24/7 Emergency Services
    5/5 CMS Stars No MRF Indexed
  • Western Wisconsin Health · Baldwin CMS CCN 521347 · 24/7 Emergency Services
    Not Rated No MRF Indexed
  • Hudson Hospital · Hudson CMS CCN 521335 · 24/7 Emergency Services
    5/5 CMS Stars MRF Published Inspect Prices →

Compare Procedure Prices Across All Wisconsin Hospitals

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